Clean Books. Creative Capital. One Firm.
HLD Capital Group handles your construction bookkeeping and arranges the private capital to fund your next deal — without handing your package to a broker who's never seen a draw schedule.

Most contractors have the same two problems.
Your books aren't set up the way lenders want to see them — and by the time you need capital, there's no time to fix that. You end up working with a broker who doesn't understand draw schedules, or a bookkeeper who doesn't understand what's at stake when a lender reviews your WIP. HLD Capital Group exists because that gap is expensive.
What HLD Does
Draw-Ready Bookkeeping
Construction bookkeeping built around job costing, draw schedules, and lender-ready financials. Monthly retainer. No catch-up scramble.
Private Capital Solutions
HLD shops the market across multiple lenders to find the best rate, leverage, and terms for your deal — bridge, DSCR, fix-and-flip, construction, and business funding.
Real Estate Education
16 e-books covering DSCR, commercial investing, construction financing, portfolio building, and more. From $9.99.
How HLD Works
Discovery Call
We start with a focused conversation about your business, your books, and your capital goals.
Strategy & Design
We review your numbers, project timelines, and constraints to build a plan that fits your actual situation.
Professional Packaging
Your file is packaged properly — clean WIP, accurate job-cost detail — before it ever reaches a lender.
You Choose. We Close.
HLD presents your options with a clear recommendation. You make the call. We handle everything through to closing.
Founded on 30 years of real work.
Hilary Dufficy started at CB Commercial and spent the next three decades inside construction financials, lender packages, and private money deals. HLD Capital Group was founded in 2022 to put that depth to work for contractors, developers, and investors who need both sides of the equation right.
Paws in the Sand — a Nantucket story.
A children's book set on the beaches of Nantucket, following Lilly and Mater on a coastal treasure hunt. Written by Hilary L. Dufficy.

Ready to clean up your books or fund your next deal?
Book a 30-minute call. No pitch deck required.
